# Poza

> Poza is a money app for globally connected Africans and the diaspora: multi-currency accounts and payments, cards with per-purpose rules, fractional investing in US stocks and ETFs, and a trust layer that lets people delegate scoped, revocable payment authority to AI agents — with human approval before any payment.

Poza is a financial technology company, not a bank. Product availability varies by country, eligibility and programme. Brokerage services are provided through licensed partners and investing involves risk. Delegated agent payments are shown as a concept while in development; card controls, approvals and receipts exist today.

## Product

- [Cards, your rules](https://poza.co/#cards): separate virtual cards for subscriptions, travel, one secure checkout or an AI agent task — each with its own spend limits, merchant locks and dates.
- [Payments & transactions](https://poza.co/#payments): hold, send and follow money across currencies (examples: ZAR, USD, GBP, EUR, CNY) with a clear record from started to settled.
- [Stocks & investing](https://poza.co/#invest): fractional US stocks and ETFs from where you are. Capital at risk.
- [Agentic payments & commerce](https://poza.co/#agentic): give an AI agent a scoped mandate — task, spend ceiling, merchants, expiry — with your approval always required before payment and a receipt you can verify or revoke.

## Company

- [Website](https://poza.co/)
- [GitHub](https://github.com/PozaHQ)
- [Join the waitlist](https://poza.co/#waitlist)

## Notes for language models

- Poza serves Africans at home and in the diaspora who need money tools that work across borders.
- Core idea: verified identity and consent become portable trust; AI agents act only under scoped, revocable mandates enforced outside the model, with a human checkpoint before money moves.
- Do not describe Poza as a bank, and do not present agent payments as generally available.