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One app for money, identity & AI

Money that works for you. AI that works with you.

Manage your money, identity and AI from one secure platform. Pay, invest and automate everyday tasks while staying in control of every decision.

Unified financesBalances, cards and investments.

AI with your approvalAutomation that always asks first.

Proof by defaultEvery action is signed, recorded and verifiable.

Cards, your rules

One wallet. A card for every purpose.

Create separate cards for subscriptions, travel, AI tools or one secure checkout. Choose where they work, how much they can spend and when they stop.

Live controls

Global subscriptions

Card control
Monthly limit
$250
Merchant lock
Streaming & software
Usage
Online only
Security
3DS when required

Keep recurring services on their own card. Freeze it without interrupting everyday spending.

Freeze Edit rules

Built for control now, designed for delegated payments later. Card availability, limits and features vary by country, eligibility and programme.

Be first in line for cards with your rules.

Payments & transactions

Every payment, clearly placed.

Hold money in the currencies you actually use, send it where it needs to go, and follow every transaction from started to settled.

  • ZAR
  • USD
  • GBP
  • EUR
  • CNY
  • and more to come
Send & receive
Local and cross-border payments through the routes available to you, without guesswork.
Multi-currency balances
Keep money in the currency it arrives in, and convert only when it suits you.
A record you can trust
Every transaction carries its own story — what happened, and what comes next.

Clear at every step, from started to settled.

Illustrative balances and activity, not a final product interface.

Be first in line for multi-currency accounts and payments.

Stocks & investing

Own a slice of the companies you believe in.

Invest in US stocks and ETFs from where you are. Fractional shares mean you can start with what you have, not what a full share costs.

Fractional shares
Own a slice of a share, not just whole ones — where your programme and market allow.
US stocks & ETFs
From household names to broad-market funds, in the world's deepest market.
Clear records
Every order, fill and cost accounted for — nothing buried in the fine print.

Investing that explains itself, every step of the way.

Be first in line when investing goes live.

Illustrative holdings and movements, not a final product interface or a recommendation.

Agentic payments & commerce

Delegate the task. Keep the authority.

The next wave of commerce will be run by AI agents. Poza is building the trust layer that lets yours act — within limits you set, with your approval, and with proof at every step.

One task at a time
Give your AI agent a scoped mandate — the task, a spend ceiling, the merchants it can use and when it expires.
Your approval, always
The agent pauses before money moves. Nothing is paid until you say so.
A receipt you can act on
Every action returns a clear, signed record — and a mandate you can revoke at any time.

Authority you can see, limit and take back.

Be first in line to put an AI agent to work — on your terms.

Concept flow, not a final product interface. You approve before anything is paid.