Get early access

For Africans and the diaspora

Move, hold, invest, and spend across borders.

Store your money securely. Spend with control. Grow into global opportunities.

Unified financesBalances, cards and investments.

AI with your approvalAutomation that always asks first.

Signed and recordedEvery action is signed, recorded and verifiable.

Cards, your rules

One wallet. A card for every purpose.

Create separate cards for subscriptions, travel, AI tools or one secure checkout. Choose where they work, how much they can spend and when they stop.

Live controls

Global subscriptions

Card control
Monthly limit
$250
Merchant lock
Streaming & software
Usage
Online only
Security
3DS when required

Keep recurring services on their own card. Freeze it without interrupting everyday spending.

Freeze Edit rules

Card controls today. Delegated payments next. Card availability, limits and features vary by country, eligibility and programme.

Get early access to cards with your rules.

Payments & transactions

Every payment, clearly placed.

Hold money in the currencies you actually use, send it where it needs to go, and follow every transaction from started to settled.

  • ZAR
  • USD
  • GBP
  • EUR
  • CNY
  • and more to come
Send & receive
Local and cross-border payments through the routes available to you.
Multi-currency balances
Keep money in the currency it arrives in, and convert only when it suits you.
A record you can trust
Every transaction shows what happened and what comes next.

Clear at every step, from started to settled.

Illustrative balances and activity, not a final product interface.

Get early access to multi-currency accounts and payments.

Stocks & investing

Own a slice of the companies you believe in.

Invest in US stocks and ETFs from where you are. Fractional shares mean you can start with what you have, not what a full share costs.

Fractional shares
Own a slice of a share, not only whole ones, where your programme and market allow.
US stocks & ETFs
From household names to broad-market funds, in the world's deepest market.
Clear records
Every order, fill and cost accounted for. Nothing buried in the fine print.

Clear records at every step.

Get early access when investing goes live.

Illustrative holdings and movements, not a final product interface or a recommendation.

Agentic payments & commerce

Delegate the task. Keep the authority.

AI agents will run more of commerce. Poza gives yours limits you set, your approval before payment, and a record at every step.

One task at a time
Give your AI agent a scoped mandate: the task, a spend ceiling, the merchants it can use, and when it expires.
Your approval, always
The agent pauses before money moves. Nothing is paid until you say so.
A receipt you can act on
Every action returns a clear, signed record, and a mandate you can revoke at any time.

Authority you can see, limit and take back.

Get early access to scoped AI agent payments.

Concept flow, not a final product interface. You approve before anything is paid.